Find the perfect location

Answer five questions to compare European options, key caveats, and the prep work to discuss with an adviser.

What are you optimizing for?
What kind of income matters most?
What wealth range are we modeling?
What is your starting constraint?
What should the move preserve?

Shortlist

Capital gains with crypto / portfolio gains

Ranking is directional. It rewards headline fit, income-type fit, and the practical constraint you picked.

Wealth
1M - 5M
Constraint
EU / EEA mobile
Priority
Lowest tax

Crypto exits need source-of-wealth evidence before banking or residency teams rely on the tax story.

Europe

Monaco

Possible fit

0% personal income tax for most residents

The cleanest headline for private wealth, but only when residence, housing, and source of wealth are real.

Best headline, highest lifestyle bar ยท High complexity

88%profile match
Residency

High-cost, high-scrutiny residency. The file has to show genuine life in the Principality.

Capital gains

Generally aligned with the 0% personal income tax headline for non-French residents.

Banking

Strong private-banking signal when the source-of-wealth narrative is already prepared.

Best for

  • Substantial personal wealth
  • Portfolio gains
  • Privacy-first relocation

Watch out

  • French nationals are the major exception.
  • Cost of housing and banking review can be the real barrier.
  • Business activity can still trigger corporate-tax analysis.

Official Monaco material states residents are not subject to income tax in the Principality, apart from French nationals governed by the 1963 convention.

Read next

Go deeper before you choose Monaco.

Use these notes to pressure-test the Monaco option before it becomes a plan. The right file should connect your exit country, source-of-wealth evidence, future income, banking route, and timing into one story advisors can review without guessing.

Move forward with confidence

Tell us where you want to move, what needs to be cashed out, and what feels hard to explain. If we can help, we will outline the documents, questions, and introductions to prepare before banks or advisors. No upfront fee, no commitment, maximum privacy.

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